Euro Medium Term Note Programme

Euro Medium Term Note Programme [1]

Due to legal restrictions, your use of this Euro Medium Term Note Programme website page is subject to the following terms.

In the European Economic Area:

The materials on this website page (the "Materials") are being shown to you solely for your information on the basis that you are a person who may lawfully view such information in accordance with Directive 2003/71/EC, as amended, and the laws of the jurisdiction in which you are located and such information may not be retransmitted, distributed to any other person or copied or published, in whole or in part, via any medium or in any form for any purpose.

In the United Kingdom:

The Materials on this website page do not constitute an offer or invitation to sell, or any solicitation of any offer to subscribe for or purchase any securities, and nothing contained herein shall form the basis of any contract or commitment whatsoever. Other than the base prospectus dated 15 May 2015, the Materials have not been approved by the UK Financial Conduct Authority.

In Australia:

The Materials are for distribution only to persons who are not a "retail client" within the meaning of section 761G of the Corporations Act 2001 of Australia and are also sophisticated investors, professional investors or other investors in respect of whom disclosure is not required under Part 6D.2 or Chapter 7 of the Corporations Act 2001 of Australia and, in all cases, in such circumstances as may be permitted by applicable law in any jurisdiction in which an investor may be located. Each person accessing the Materials confirms that they are a person who is entitled to do so under all applicable laws, regulations and directives in all applicable jurisdictions.

In New Zealand

The Materials are for distribution only:

  1. to persons who are wholesale investors as that term is defined in clauses 3(2)(a), (c) and (d) of schedule 1 to the Financial Markets Conduct Act 2013 of New Zealand (the "FMC Act"), being a person who is:
    1. an "investment business";
    2. "large"; or
    3. a "government agency",
  2. in each case as defined in schedule 1 to the FMC Act; and
  3. in other circumstances where there is no contravention of the FMC Act, but (without limiting paragraph (a) above) excluding any "eligible investor" (as defined in the FMC Act) or any person that meets the investment activity criteria specified in clause 38 of schedule 1 to the FMC Act.

United States:

The Materials relate to borrowing facilities of Australia and New Zealand Banking Group Limited (ABN 11 005 357 522), ANZ Bank New Zealand Limited and ANZ New Zealand (Int'l) Limited. The securities offered under these facilities have not been registered under the US Securities Act of 1933, and may not be offered, sold or delivered within the United States or to U.S. persons (as defined in Regulation S under the US Securities Act of 1933).

General:

The Material and the web pages accessed through this web page (together, the "Website") does not constitute an offer, invitation, inducement, solicitation or recommendation to subscribe for or purchase any security. The Website shall not form the basis of any contract or commitment whatsoever. No sale of any securities described on this Website will occur in any jurisdiction in which such offer, invitation, inducement, solicitation, recommendation or sale would be unlawful.

By proceeding to access this website page, you accept the above terms of use and confirm that you are not accessing this website page contrary to those terms.